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I’m too busy to worry about things like this, I'll trust the company to figure it out.
You're very trusting. The fact is that many businesses do not have your best interest in mind. Have you considered looking into identity theft proection services?
I have identity theft protection so I don't have to worry about this stuff.
This is a great start! You could also contact your identity theft protection service to ensure that they are on top of the situation.
I would contact customer service right away in order to determine if my personal data was compromised.
This is an excellent place to start! subscribing to an identity theft service would protect your personal data even more.
What is a data breach?
A data breach occurs when a company’s data is stolen or corrupted by malicious actors. This can obviously be very bad for a company, but even worse, it puts the personal information of innocent customers at risk. Hackers can use this stolen customer information to steal the identity of millions of people.
What can you do to guard against Identify theft?
Use a unique password for all your accounts.
This way if one of your accounts is part of a data breach your other accounts will be remain secure. It’s much easier to change 1 password than 200.
If your debit card information is stolen, you may be out of luck and often times you’ll never see that money again. On the other hand, credit cards are insured and you’ll be reimbursed for fraudulent charges.
Watch for fraudulent charges or news of fraud
If you notice fraudulent charges on a card or if a company that you have an account with experiences a data breach you should contact customer right away in order to protect your information and learn about the extent of the breach.